PA

Not too crazy about the clueing / theme on this one. 57D/71A could easily have been ITSMA / AMEND.

Really shabby clues in some spots. Both STEMfield and ABCislands have acronyms that aren’t indicated in the clues. Evener — when was the last time that word was in use? Is Kiva really a big name in loans? (I guess?)

There’s an unspoken convention that the clue does not contain any words in the answer. This puzzle violates this multiple times with the theme clues. C